भिडियो हेर्न तल को बक्समा क्लिक गर्नुहोस
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Song: Kathai Bhanne Ko Chha Ra Dukhi Ko Pardeshma Marnai Pare Pani
Vocal : Bima Kumari Dura and Bimal Dangi
Lyrics : Niru Neupane
Music : Ganesh Chaulagain
Album : Pardesh
During the month of Kartik (late September and early October), the Nepalese people indulge in the biggest festival of the year, Dashain. Dashain is the longest and the most auspicious festival in the Nepalese annual calendar, celebrated by Nepalese of all caste and creed throughout the country. The fifteen days of celebration occurs during the bright lunar fortnight ending on the day of the full moon. Thorough out the kingdom of Nepal the goddess Durga in all her manifestations are worshiped with innumerable pujas, abundant offerings and thousands of animal sacrifices for the ritual holy bathing, thus drenching the goddess for days in blood.
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{Assured|Certain} vs. Non-Guaranteed Permanent {Life insurance coverage|Insurance coverage|A life insurance policy} Policies Fifty years {back|in the past|before}, most life insurance {guidelines|plans|procedures} sold were guaranteed and {proposed by|made available from} mutual fund companies. Choices {were restricted to|reserved for only} term, diathesis or expereince of living policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All that changed in the {eighties|nineteen eighties}. Interest rates soared, and policy owners surrendered their coverage to invest the cash value in higher interest paying non-insurance products. To compete, insurers {started out|commenced} offering interest-sensitive non-guaranteed {guidelines|plans|procedures}. Guaranteed versus Non-Guaranteed {Guidelines|Plans|Procedures} Today, companies {give you a wide|give you an extensive|give you a wide-ranging|give a wide|give an extensive|give a wide-ranging} range of guaranteed and non-guaranteed life insurance {guidelines|plans|procedures}. A guaranteed policy is one out of which the insurer assumes all the risk and contractually guarantees the death {advantage|profit|gain} {in return|as a swap} for {a collection|a place|a set in place} premium payment. If {opportunities|purchases|assets} underperform or expenses go up, the insurer has to absorb losing. With a non-guaranteed policy {the proprietor|the master|the particular owner}, in exchange for a lower premium and possibly better return, is {presuming|supposing|if, perhaps} much of the investment risk as well as giving the insurer the right to increase {plan|coverage|insurance plan} fees. If things {avoid|may|no longer} work out as {prepared|organized|designed}, the policy owner {needs to|must} absorb the cost and pay {a greater|an increased|a better} premium. Term Policies Term life is guaranteed. The premium is set at issue and {plainly|evidently} {explained} right in the policy. An {twelve-monthly|gross annual} renewable term policy has a premium that {will go|moves|should go} up {each year|annually|yearly}. A level term policy {comes with an in the beginning|comes with a primarily|posseses an in the beginning|posseses a primarily|has an in the beginning|has a primarily} higher premium {that will not|it does not} change for a set period, usually 10, 20 or {35|40|31} years, and then becomes {twelve-monthly|gross annual} renewable term with a premium based on your attained age.
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