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Prior to this appointment, Mr. Blanchard was a Partner at the Phoenix, Ariz., office of Perkins Coie Brown & Bain, with a practice that focused on complex commercial litigation, antitrust, state constitutional law and election law. In addition to his career at Perkins Coie, Mr. Blanchard’s more than 20-year legal career includes many years of public service, including positions as the chief attorney at two federal government agencies.
From 1999 to 2001, he served as General Counsel of the Army, where he acted as the top legal officer to the Department of the Army. From 1997 until 1999, he served as Chief Counsel to the White House Office of National Drug Control Policy during the tenure of Barry McCaffrey as Drug Czar. Mr. Blanchard’s other government experience includes two terms as a member of the Arizona State Senate; work as an Associate Independent Counsel in the Office of James C. McKay; and law clerk for D.C. Circuit Judge Harry Edwards as well as U.S. Supreme Court Justice Sandra Day O’Connor. He also served as the Interim Homeland Security Director for Governor Janet Napolitano in 2003.
Mr. Blanchard is a 1985 graduate of Harvard Law School, where he graduated first in his class, and the John F. Kennedy School of Government, where he earned a Master of Public Policy degree. He earned a Bachelor of Science degree from Lewis & Clark College in Portland, Ore., in 1981.
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{Lender|Standard bank|Loan company} of America (abbreviated as BoA or BofA) is an American multinational {bank|savings|consumer banking} and financial services {company|organization|firm} headquartered in Charlotte, North Carolina. It is the second {biggest|greatest|most significant} bank {keeping|having|possessing} company in the {Usa|Combined|Unified} States by assets.[6] As of 2016, Bank of America is the 26th {biggest|greatest|most significant} company {in the usa|in america|in the us} by total {income|earnings}. In 2016, Forbes {outlined|detailed|shown} Bank of America as the eleventh {biggest|greatest|most significant} company on the globe.[7]
Bank of America provides its products and services through operating 5, {75|95|90} banking centers, 16, three hundred ATMs, call centers, and online and mobile {bank|savings|consumer banking} platforms. Its Consumer {True|Normal|Specific} Estate Services segment offers consumer real estate products comprising fixed and adjustable-rate first-lien {home loans|home mortgages} for home purchase and refinancing needs, home equity credit lines, and home equity lending options.[8]
The bank's 08 acquisition of Merrill Lynch made Bank of America the world's {biggest|greatest|most significant} {prosperity|riches} management corporation and a major player in the investment banking market.[9] {Based on the|In line with the} Scorpio {Collaboration|Relationship|Alliance} Global Private Banking Standard 2014 completely assets under management (AuM) of US$1, 866. 6 Bn, an increase of 12. five per cent on 2013.[10]
The company held 12. 2% of all bank {debris|build up|deposit} {in the usa|in america|in the us} in August 2009,[11] and is one of {the best|the top} {4|Several} banks in the {Usa|Combined|Unified} States, along with Citibank, JPMorgan Chase and {Water wells|Bore holes} Fargo--its main competitors.[12][13] Bank of America operates--but does not necessarily maintain retail {twigs|divisions|limbs}[14]--in all {55|40|60} states of the {Usa|Combined|Unified} States, the District of Columbia {plus more|and even more} than {forty|45|forty five} other countries. It has a retail banking impact that serves approximately {55|40|60} million consumer and {small company|business|small enterprise} relationships at 5, 151 banking centers and {sixteen|of sixteen|18}, 259 automated teller machines (ATMs).[15]
Bank of America has been the subject of several {legal cases|law suits} and investigations regarding both mortgages and financial disclosures dating {returning to|to|back in} the financial crisis, including a record settlement of $16. {sixty-five|sixty five|66} billion on August {twenty one|twenty-one|21 years old}, 2014
The history of Bank of America {times|schedules|date ranges} back to October {seventeen|18|19}, 1904,[1] when Amadeo Pietro Giannini founded the Bank of {Italia|Croatia|France} in San Francisco. {The financial institution|The lender|Your bank} of Italy served the needs of many {migrants|foreign nationals|migrant workers} settling in the {Usa|Combined|Unified} States at that time, a service denied to them by {the present|the current} American banks who were typically discriminatory and often {refused|rejected|dissmissed off} in order to all but the wealthiest.[19] Giannini was {elevated|brought up|increased} by his mother and stepfather Lorenzo Scatena, as his father was fatally shot over a pay dispute with an {worker|staff}.[20] If the 1906 San Francisco earthquake struck, Giannini was able to save all {debris|build up|deposit} out of the {lender|standard bank|loan company} building and away from the fires. Because San Francisco's banks were in smoldering ruins and {not able|incapable|powerless} to open their vaults, Giannini was able to use the rescued {money|cash} to commence lending within a few days of the disaster. From a makeshift desk consisting of a few planks over two barrels, he {given|loaned|mortgaged} money {to the people|to people|to prospects} who {desired|wanted|thought} to rebuild.[21][22][23]
In 1922, Giannini established Bank of America and Italy in {Italia|Croatia|France} by buying Banca dell'Italia Meridionale, the latter {founded|set up|proven} in 1918.[24][citation needed]
In 1928, Giannini merged his bank with Bank of America, Mis Angeles, headed by Orra E. Monnette and consolidated it to bank {coopération|loge|coalition} to create what would become the {biggest|greatest|most significant} {bank|savings|consumer banking} institution in the country. Bank of Italy was renamed on November 3, 1930, calling it {Lender|Standard bank|Loan company} of America National {Reliability|Have confidence|Organization} and Savings Association, which was the only such designated bank in {area|the country} at that time. The resulting company was {going|advancing|went} by Giannini and Monnette serving as co-chairs
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