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{Water wells|Bore holes} Fargo & Company is an American international {bank|savings|consumer banking} and financial services {keeping|having|possessing} company headquartered in San Francisco, California, with "hubquarters" throughout the country.[5] It is the world's second {most significant|major} {lender|standard bank|loan company} by market capitalization[6] and the third {most significant|major} bank in the U. S. by {property|resources|possessions}.[7] In {This summer|Come july 1st|September} 2015, Wells Fargo became the world's {most significant|major} {lender|standard bank|loan company} by market capitalization, {trimming|edging pieces|trim} past ICBC,[7] before slipping behind JP Morgan Chase in {Sept|Sept. 2010|The month of september} 2016, in the {wake up|get up} of a scandal relating to the alleged creation of {more than a|over the|on the} million {false|artificial|imitation} bank accounts by hundreds of Wells Fargo employees.[6] Wells Fargo surpassed Citigroup Inc. {to be|to get|for being} the third-largest U. {H|T|S i9000}. bank by assets {by the end|towards the end|at the conclusion} of 2015. Wells Fargo is the second {most significant|major} bank in deposits, home mortgage servicing, and {charge|money} cards. The firm's {main|major|principal} U. S. operating {part is|branch is|subordinate company is} national bank {Water wells|Bore holes} Fargo Bank, N. A., which designates its main office as Sioux Comes, South Dakota.
In 2016, Wells Fargo ranked seventh on the Forbes {Publication|Journal|Mag} Global 2000 {set of} {most significant|major} public companies on the globe[8] and ranked 27th on the Fortune 500 {set of} {most significant|major} companies in the {Usa|Combined|Unified} States.[9] In 2015, the company was ranked the 22nd most admired company in the world, and the seventh most respected company on the globe.[8]
{Because|Since|While} of October 2015, the company had a credit rating of AA-.[10] {Nevertheless ,|Yet ,} for a brief period in {3 years ago|the year of 2007}, the company was the only AAA-rated bank.[11]
Wells Fargo in {the|their|it is} present form {is because of|is because} a merger between San Francisco-based Wells Fargo & {Organization|Business|Firm} and Minneapolis-based Norwest {Company|Organization|Firm} in 1998 and the following 2008 acquisition of Charlotte-based Wachovia. Following the mergers, the company {moved|transmitted|transported} its headquarters to {Water wells|Bore holes} Fargo's headquarters in {Bay area|S . fransisco} and merged its {working|functioning} subsidiary with Wells Fargo's operating subsidiary in Habile Falls.
Along with JPMorgan Chase, Bank of America, and Citigroup, Wells Fargo is one of the "Big Four Banks" {says|declares|claims}.[12] As of December 31, 2015, it had 8, 700 {selling|full|price tag} branches and 13, {500|1000} automated teller machines.[8] {The organization|The business|The corporation} operates across 35 countries and has over 70 million customers globally.[8]
In {Feb|Feb .|March} 2014, Wells Fargo was named the world's most valuable bank brand for the second year {operating|working|jogging}[13] in The Banker and Brand {Financing|Fund|Funding} study of the top 500 banking brands
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