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The United Services Automobile {Relationship|Connection|Affiliation} (USAA) is a Texas-based Fortune 500[4] diversified financial services group of companies[5] including a Texas {Division|Section|Office} of Insurance regulated[6] reciprocal inter-insurance exchange and subsidiaries offering {bank|savings|consumer banking}, investing, and insurance to people and families that serve, or served, in the United States {army|government|navy}. {By the end|Towards the end|At the conclusion} of 2015, there were 11. 4 {mil|, 000, 000} members.[7]
USAA was founded in 1922 by a group of Circumstance. S. Army officers as a mechanism for {shared|common|communal} self-insurance when they were unable to secure {car|automobile|vehicle} insurance {due to} perception that they, as military {officials|representatives|authorities}, were a high-risk group.[8] USAA has since expanded to offer banking and insurance services to past and present members of the {Equipped|Provided|Informed} Forces, officers and enrolled, and their immediate {family members|households|people}.
The company was one of the pioneers of direct marketing and {almost all of} its business is conducted {on the internet|online} or telephone using employees {rather than} agents.
The organization was {formerly|at first} called the United States {Military|Armed service|Military services} Automobile Association. In the year of 1924, the name was {transformed|changed|modified} to United Services {Car|Vehicle|Auto} Association, when commissioned {officials|representatives|authorities} of other U. {H|T|S i9000}. military services became {qualified|entitled|suitable} for membership. The company opened offices in {Holland|The netherlands}, Germany, and London, {Britain|Great britain|The united kingdom} early in its {background|record}. The company was {created|shaped|produced} based on {an acquiring|a party|a getting together} of twenty five {Usa|Combined|Unified} States Army Officers on June 22, 1922 at the Gunter Hotel to discuss the procurement of reliable and economical {car|automobile|vehicle} insurance.
USAA is based in San Antonio, {Tx|Arizona|The state of texas}, occupying 286 acres (116 ha) (a former {equine|horses} farm)[9] in the {most significant|major} single-occupancy {workplace|job site} in the world, {going above|exceeding beyond} the size of the The Pentagon on the city's northwest side.[10]
USAA is {a leader|a master|a leading} of the concept of direct marketing; {almost all of} {the|their|it is} business is conducted over the Internet or {phone|mobile phone|cell phone} using employees {rather than} {brokers|providers|real estate agents}. Until the 1960s the bulk of its business was conducted via {email|snail mail|mailbox}. In the late {sixties|60s|nineteen sixties}, USAA {started out|commenced} {a changeover|a change|a move} from mail to phone-based sales and service. A toll-free number was launched in 1978, and Net sales and service were launched in 1999 via its website.
The {business|corporation|firm} started offering homeowner's and {life insurance coverage|insurance coverage|a life insurance policy} in the {sixties|60s|nineteen sixties}, and brokerage and investment management services in the early 1970s, and {bank|savings|consumer banking} services in the {eighties|nineteen eighties}.
USAA offered restricted {regular membership|account|membership rights} to civilians between {Sept|Sept. 2010|The month of september} 2009 and August 2013. This membership provided gain access to USAA's investment products, most bank deposit products, and life insurance. {Car|Automobile|Vehicle} and property insurance {guidelines are not|guidelines weren't|plans are not|plans weren't|procedures are not|procedures weren't} included for non-military members due to {membership|membership and enrollment} restrictions
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