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Obama referred to the devastating earthquake that rattled Nepal on April 25, 2015 and said, “We stand with you and all Nepalis who refuse to let tragedy overcome the desire for a better future.” “The United States will always admire the strength of Nepalis who have rebuilt their homes and their lives, and we will continue to do everything we can to support you in this effort.” The message concludes, “Democracies form natural bonds and we look forward to strengthening that bond in the years ahead.”
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Capital One Financial Corporation is an American bank {keeping|having|possessing} company specializing in credit cards, home loans, {car loans|automobile loans|car financing}, banking and savings products.
Capital One is the eighth-largest bank holding company {in the usa|in america|in the us} when ranked by assets and deposits.[6] The bank has 812 branches[6] including 10 caf? style locations {because of its|due to its|due to the} Capital {1|A single|One particular} 360 brand[7] and 2, 000 ATMs. Capital One Financial is ranked #112 on the Fortune 500,[8] and also conducts business in Canada and the United Kingdom. The company helped pioneer the mass marketing of credit {credit cards|playing cards|greeting cards} in the 1990s, and as of 2003 it was the fourth-largest customer states Postal Service.[9]
Its corporate offices are {situated in|positioned in|found in} Tysons Corner, Va.[10]
In 2015, 62% of the company's {income were|profits were|earnings were} from credit {credit cards|playing cards|greeting cards}, 28% was from consumer banking, and 10% was from commercial {financial|bank}
{Upon|About|In} July 27, 1994, Richmond, Virginia-based Signet Financial Corp announced the generate of its credit card {department|section|split}, OakStone Financial, naming Rich Fairbank as CEO[11] (Signet Banking Corp is now part of Wells Fargo). Signet has been renowned the subsidiary Capital {1|A single|One particular} in October of that year.[12] The spinoff was concluded {Feb|Feb .|March} 28, 1995, making Capital One fully independent.[13]
Unlike other diversified financial services firms, Capital {1|A single|One particular} {started|started out|commenced} as a "monoline", meaning the vast {vast majority|the greater part|bulk} of its business was in consumer lending, {especially|specifically} credit cards. Remaining a monoline is risky, as it can be very profitable industry in good times, and markedly unprofitable in bad. Most consumer-lending monolines in the {recent|history|former} 20 years have either gone bankrupt (e. g., The Money Store, NextCard, Royal Acceptance) {and have|and have absolutely} recently been acquired (e. g., MBNA, Beneficial, First USA); Capital One is notable for achieveing experienced neither.[14][15]
Capital One {credited|ascribed|linked} its relative success as a monoline to {the|their|it is} use of data collection to build demographic {single profiles|dating profiles|background}, allowing it to {focus on|concentrate on|goal} {customized|individualized|personal} offers of credit direct to consumers.
In 1999, Capital One was looking to expand {past|over and above|further than} credit cards. CEO Rich Fairbank announced moves to use Capital One's experience with collecting consumer data to offer loans, insurance, and phone service.
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